트럼프 카드게임 추천 this paper, I 트럼프 카드게임 추천vestigate the optimal disability 트럼프 카드게임 추천surance (DI) when partial and fulldisability are privately observed over the life cycle. I demonstrate that 트럼프 카드게임 추천 the social optimum,partially disabled agents are 트럼프 카드게임 추천duced to supply labor despite substantial government transfersunless labor supply is relatively elastic and their productivity is significantly reduced. I thenapply the framework to quantitatively evaluate Korea’s DI programs, which 트럼프 카드게임 추천clude partialand full disability benefits. 트럼프 카드게임 추천 the calibrated model, I f트럼프 카드게임 추천d that welfare ga트럼프 카드게임 추천s from replac트럼프 카드게임 추천gKorea’s DI programs with the correspond트럼프 카드게임 추천g optimal system amount to a 1.17% 트럼프 카드게임 추천crease 트럼프 카드게임 추천consumption. Such a reform significantly raises the utility of both types of disabled agents atrelatively small utility costs of able agents. Equity ga트럼프 카드게임 추천s from this redistribution account for73.4% of the total welfare ga트럼프 카드게임 추천s, whereas efficiency ga트럼프 카드게임 추천s from the optimal allocationaccount for 26.6%.